Home and Auto Loans

Auto Loans | Home Loans

Auto Loans

Rates starting at 1.99% APR*

With rates like these, you’ll think our loan officers have a magic wand. With a wave of the pen, you can get a great rate and a low payment at Beacon Credit Union.

Choose how to pay. You can make your payment weekly, bi-weekly or monthly - whatever fits your specific needs.

Already have a loan somewhere else?
Consider refinancing at Beacon.

Already have an auto loan? Visit us today - you may be able to put more money in your pocket and save with a lower monthly payment!

Contact your local Beacon loan representative. They would be happy to “crunch the numbers” and see if refinancing would be right for you.

Apply for a loan today!

> Visit a Beacon branch

> Apply online now
*The annual percentage rate listed is our best rate and is available for 2011 and newer vehicles only. Your rate may vary depending on your credit score and model year of vehicle. Not available for the refinancing of an existing Beacon Credit Union auto loan. Subject to approved application and collateral review. Some restrictions apply. Rates, terms and conditions are subject to change without notice. 1.99% APR offer expires August 31st, 2013. 
 

Home Loans

Ready to buy a home? Finance with someone you know... Beacon Credit Union. As a member of a credit union, you'll receive a competitve rate and lower than average closing costs.

$300 off Closing Costs

For a limited time*, get your home loan at Beacon and we'll take $300 off your closing costs. That leaves you extra money for the things you'll need for your new home!

Flexible Terms
Beacon Credit Union offers a variety of home loans to fit your budget.

  • Fixed Rate: 10,15, or 20 Year
  • 3/1 ARM - 30 Year Term
  • 5/1 ARM - 30 Year Term
  • 7/1 ARM - 30 Year Term
  • 10/1 ARM - 30 Year Term

Apply Now
Apply for Mortgage Loan today:

Mortgage Loan Application Please contact 800-762-3136 ext. 2205 to speak with a Loan Officer to discuss your mortgage options and complete an application.
 
You can also apply by visiting any Beacon branch location.

What happens after I apply?
You'll meet with a Beacon loan representative who will help guide you through the application process. You'll want to start collecting a few documents to bring to the meeting (some may not be needed, but having them available can help speed up the process).

  • Pay check stubs for most recent 30-day period.
  • If self-employed, two years personal and business tax returns and current profit and loss statements.
  • Residence addresses for last two years.
  • Names and addresses of employer from the past two years.
  • If applicable, name, address, and phone number of landlord or land contract holder.
  • Copy of land contract, if applicable.
  • Names, addresses, account numbers and monthly payments on all open loans, credit cards, etc.
  • If applicable, divorce decree and final property settlement.
  • If necessary, you may be asked to provide written explanation of any current or past credit problems.
*The $300 closing cost discount will only qualify toward new mortgage loans. Refinancing of existing mortgage loans do not qualify with no cash out. Qualifying criteria, rates, and terms must meet our mortgage lending policy and procedures. All loans subject to credit approval.